Generational Education

Generational Education

Children’s Education

Research shows that kids who are familiar with the way money works will make better financial decisions when they grow older. We’re bombarded with money messages from television, movies and advertising, and children catch on on fast. Better to begin teaching them the right lessons early than leave it to chance. Financial education can help all of our children grow into financially dependent, responsible adults who are neither debt-ridden nor entitled. It is also important for families of wealth to begin instilling their children as soon as possible about the responsibility that comes with being a good steward of wealth.

Former Social Security Administration manager and consultant Frank Cardenas leads one of a series of seminars for CapWealth''s clients in 2016.

Former Social Security Administration manager and consultant Frank Cardenas leads a Social Security seminar for CapWealth clients in 2016. CapWealth frequently hosts educational seminars on topics ranging from finance for kids and child psychology to Internet fraud and retirement planning.  

That’s why CapWealth Advisors holds Money Camp each summer, and it is open to all children, grandchildren, godchildren, nieces and nephews of clients. Kids learn early that money can buy them things that they want and need—and they quickly learn how to spend it! But kids may not understand all of the ways that money can be used. Money Camp imparts a broad financial overview to children, teaching them the four primary ways that money can be used—saving, spending, investing, and donating—as well as other basic and intermediate financial terminology and concepts.

Other Financial Education for Kids:

  • Individual Sessions: As part of the CapWealth services, we also provide individualized private sessions (or sessions with multiple siblings) that cover topics specific to your family. From trusts and estates to stocks and bonds, we tailor these learning sessions to meet your family’s needs.
  • Regular Classes: For families of extraordinary or complex wealth, it is often advisable to host a series of regular classes with the children that covers everything from the broadest points of the industry to the very specific, family-related financial topics. Please note that we offer Skype courses for out-of-town children. While some families might need individual classes, most families choose to hold these courses for all those heirs who may one day have access to the family’s fortune. We promote harmony and teamwork among larger groups of children who will someday be working together to solve problems related to family wealth.

Children’s Educational Topics May Include:

  • Short-term & long-term financial goals
  • Inflation and ways to combat it
  • The importance of investing early
  • Budgeting to meet your goals
  • Liquid vs. illiquid investments
  • How to select stocks to invest in (diversification)
  • Risk vs. return
  • And many more…

Please note that this service is based upon your advisor. To find out if your advisor offers this program, please contact us here (LINK).

Women’s Seminars

Our Women & Wealth Seminars are held quarterly or biannually and focus on financial issues pertinent to female holders of wealth. The Women & Wealth seminar series is presented by Phoebe Venable, CFA, or hosted by other leading women in the Franklin and Nashville business community. The list below details some of the seminars we’ve held in the past:

  • Stock Market Superstitions
  • Birth Order
  • Estate Planning
  • How to Read Your Statements

Please note that this service is based upon your advisor. To see if your advisor offers this program, please contact us here (LINK).

Investor Year-End Seminars

Our annual year-end seminars recap our work over the past year and look forward market or investment changes to come in the future year. These are typically held mid-December, and are offered at several times and dates in order to meet with our clients’ demanding schedules. Due to some clients who are unable to travel, live out of state, or have scheduling conflicts, we always offer to mail seminar materials directly to you. All of our advisors conduct these seminars each year as a service for our clients.

Semiannual or Quarterly Seminars of Your Advisor’s Choosing

Most of our wealth advisors choose to hold semiannual or quarterly seminars in the CapWealth office that focus on pertinent issues facing clients or the industry at large. Due to some clients who are unable to travel, live out of state, or have scheduling conflicts, we always offer to mail seminar materials directly to you.

The following are seminars that we’ve held in the past:

  • Motion of Investor Emotions
  • Hedging & Options
  • How to Read Your Statements
  • Market Recaps